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Credit-Rating revised PJSC ING Bank Ukraine long term rating25.08.2011 Credit-Rating revised the long-term credit rating assigned to PJSC ING Bank Ukraine (Kiev, Ukraine) at uaAAA (National Ukrainian Rating Scale) with stable outlook. To revise the rating Credit-Rating considered financial statements of PJSC ING Bank Ukraine for 2009, 2010 and 1 half 2011, as well as other inside information submitted by the Bank within the rating procedure. An obligor or a debt liability withuaAAAcredit rating is characterized with the HIGHEST creditworthiness as compared to other Ukrainian obligors or debt liabilities.A plus "+" and a minus "-" signs indicate intermediary categories compared to the standard categories (grades). Stableoutlook indicates that there are no anticipated reasons to change the rating in the course of the year. Factors maintaining the credit rating:
Note: INGis a global financial group with 150-year background offering banking and insurance services, investment and pension programs. ING is placed in the top 20 global financial institutions (as of December 31,2007).In Ukraine ING is represented by PJSC ING Bank Ukraine. In1994 ING Bank N.V.opened its representative office in Kiev, and in December1997it was registered as a bank with100%foreign capital. Information on all credit ratings assigned in accordance with the
National
Ukrainian Rating Scale may be found in THOMSON REUTERS and BLOOMBERG information
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