http://www.credit-rating.ua//en/rss/122/ Wed, 20 Jun 2007 14:34:53 +0000 no-reply@credit-rating.ua (Credit-Rating: Analytical articles) YGluschenko@credit-rating.com.ua www.credit-rating.ua http://www.credit-rating.ua//img/st_img/on_logo/logo1.png http://www.credit-rating.ua//en/rss/122/ Zend_Feed http://blogs.law.harvard.edu/tech/rss http://www.credit-rating.ua/en/analytics/analytical-articles/9297/ http://www.credit-rating.ua/en/analytics/analytical-articles/9297/ REDIT-RATING: Distinctions in the Estimation of the Rating for Housing Bonds (Part I)

Topic  1: Housing Bonds as an Instrument of Cash Attraction for Residential Construction Financing Among the different types of bonds i.e. interest, discount, housing, of the greatest interest are the latter. This has a rational explanation: these securities accord the right to obtain residential accommodation...]]> Mon, 18 Dec 2006 15:30:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/10063/ http://www.credit-rating.ua/en/analytics/analytical-articles/10063/ GEOGRAPHY AND STATISTICS OF THE HOUSING BONDS USE IN UKRAINE

Over the last five years, the volumes of capital investments made in the housing construction market have been increasing. One of the key sources of cash attraction is housing bonds, which entered the market some years ago. At the same time, housing bonds were widely used during the years 2005-2006 when some changes were made to Ukrainian Laws regarding Investment Activities...]]> Thu, 25 Jan 2007 15:35:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/10064/ http://www.credit-rating.ua/en/analytics/analytical-articles/10064/ CREDIT-RATING: Guidelines for Assigning Credit Ratings to Issuers Whose Housing Bond Issues Have Been Rated

Credit rating assignment to Issuers of zero-coupon (housing) bonds involves the investigation of the Issuers business environment, including in particular the analysis of the market environment, demand, consumers, and competitors. An analysis of the interior environment includes the analysis of financial and economic activity, efficiency of the administrative and financial management, assessment of the debt load, assessment of risks and the Issuers capability to reduce them, as well as analysis of the companys construction investment activity: the Issuers or the company groups experience in managing construction projects, the possibility of financial and other support from partners in the holding of the company group, promptness and quality of the construction work performed...]]> Fri, 29 Dec 2006 15:52:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/11308/ http://www.credit-rating.ua/en/analytics/analytical-articles/11308/ CREDIT-RATING: Analysis of the banking institution activities for 1Q2008

According to the results of 1Q2008 Credit-Rating has not discovered any significant negative changes in activities of the banking institutions with ratings assigned. But compared to the same period of 2007 there was a decrease in development rates of the banks and worsening of some their indicators...]]> Wed, 30 Jul 2008 06:40:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/11394/ http://www.credit-rating.ua/en/analytics/analytical-articles/11394/ Detailed analysis of the banking institutions for 2Q208

According to 2Q2008 results Credit-Rating agency does not note significant changes in performance of banking institutions rated by the agency. In the framework of quarterly monitoring Credit-Rating publishes results of analysis of performance in 2Q2008 of rated banking institutions...]]> Fri, 29 Aug 2008 06:52:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/12081/ http://www.credit-rating.ua/en/analytics/analytical-articles/12081/ Effects from fulfillment of Ukraine's budget in 2008 and outlooks for implementation of budget policy by local self-governments in 2009

The economic downturn, which spread across the majority of Ukraine's economy sectors over 2H2008 has lastly affected fulfillment of local budgets by local governments. The growth in unemployment and decreasing salary fund, deteriorating solvency of communal companies have definitely had a negative impact on revenues of the local budgets...]]> Tue, 31 Mar 2009 21:00:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/9296/ http://www.credit-rating.ua/en/analytics/analytical-articles/9296/ Development of Residential Construction in Eastern Ukraine in 2004-2006

The volumes of residential real estate ready for occupation in Eastern Ukraine, namely Donetsk, Lugansk and Kharkiv oblasts, seem to be insufficient to meet demand.  This is clearly shown in both supply and demand analysis and in the comparison of per capita nominal residential space in the above mentioned regions to of the rest of the country...]]> Wed, 11 Apr 2007 14:15:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/12568/ http://www.credit-rating.ua/en/analytics/analytical-articles/12568/ Review of Ukraine's economy in January 2010

The growth in industrial production was recorded at 111.8% in January 2010 versus January 2009, which is explained not only by resumption in the real sector of economy, but also by a low comparison benchmark. The decline in output rates by 12.5% versus the previous month is explained with seasonal activity of the majority of companies in January...]]> Wed, 03 Mar 2010 08:53:00 +0000 Analytical articles http://www.credit-rating.ua/en/analytics/analytical-articles/12570/ http://www.credit-rating.ua/en/analytics/analytical-articles/12570/ Ukrainian Banking System: Reverse Moving

The year of 2009 was rather challenging for the banking system and featured overhaul transformations in the national financial sector. The second half of 2009 saw weakening of the regulatory environment and of the NBU’s prudential control (obviously under pressure from international financial organizations)...]]> Tue, 02 Mar 2010 14:29:00 +0000 Analytical articles http://www.credit-rating.ua/en/binding-categories/137/141/12563/ http://www.credit-rating.ua/en/binding-categories/137/141/12563/ Insurance Sector: Can a total clean-up raise confidence?

The crisis has aggravated troubles in the Ukrainian insurance market. It was mainly associated with the fact that the insurance has not yet become a separate type of financial service. If we talk about voluntary insuring - they are often used for mitigation of tax contributions thus helping to optimize cash flows in the corporate sector...]]> Fri, 26 Feb 2010 10:06:00 +0000 Insurance