Credit-Rating confirms the rating of Odesa at uaАА-, determines investment attractiveness at uaINV5 (the highest level) Credit-Rating confirms the rating of Odesa at uaАА-

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Rating scales

National Rating Scale    
Scale of Bank Deposit Ratings    
Corporate Governance Rating Scale    
Scale of insurer strength ratings    
Regional Rating Scale    

SCALE OF INSURER STRENGTH RATINGS

 

uaA+ins
(the highest strength)

Insurance companies rated uaA+ins are the most reliable among insurance companies operating in Ukrainian market. Their solvency, reputation and loyalty towards customers are the highest as compared to other insurance companies. The vulnerability to impact of adverse commercial, financial and economic factors and probability of difficulties with repayment of compensations/cumulated insurance amounts is far lower than in other Ukrainian insurance companies.

uaAins
(high strength)

The reliability of insurance companies carrying rating uaAins is high. Their solvency, reputation and loyalty towards customers is higher than in Ukrainian insurance companies with lower ratings, though they are more vulnerable to impact of adverse commercial financial and economic factors than the companies bearing uaA+ins rating. The probability of failure to timely make insurance payments/repay cumulated insurance amounts is lower than those in insurance companies with lower ratings.

uaB+ins
(above average strength)

The reliability of insurance companies rated uaB+ins is above average. Their solvency, reputation and loyalty towards customers exceed average level. The vulnerability to the impact of adverse commercial, financial and economic factors and probability of troubles with timely making insurance payments/repayment of cumulated insurance amounts is above average among Ukrainian insurance companies.

uaBins
(average strength)

The reliability of insurance companies rated uaBins is average compared with other Ukrainian insurance companies. Their solvency, reputation and loyalty towards customers as well as their vulnerability to impact of adverse commercial, financial and economic factors, and the probability of failure to timely make insurance payments/repay cumulated insurance amounts are average for Ukrainian insurance companies.

uaC+ins
(below average strength)

The reliability of insurance companies rated uaC+ins is below average compared with other Ukrainian insurance companies. Their solvency, reputation and loyalty towards customers is lower than those of insurance companies rated uaBins. Such companies are more vulnerable to impact of adverse commercial, financial and economic factors. The probability of failure to timely make insurance payments/repay cumulated insurance amounts is higher than that in insurance companies bearing higher ratings.

uaCins
(low strength)

The reliability of insurance companies rated uaCins is low. Their solvency and reputation is far lower than those of other insurance companies. The probability of failure to timely make insurance payments/repay cumulated insurance amounts is much higher than in other Ukrainian insurance companies.

uaDins

The insurance company is incapable of making insurance payments/repaying cumulated insurance amounts.

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